Advice Money. In our houses and apartments, we store stuff in a million clever places and ways. So we put a lot of thought and energy into the storage of all of our stuff, but what about the storage of our money? Our wealth deserves the same love as all the buttons, seashells, and Polaroids we store in mason jars and drawers. Really, it deserves all that and more. But in a world with hundreds of storage options, it can be daunting to know which types of accounts we should be opening or closing and where. Getting the right accounts open might feel a lot like building a new dresser from IKEA: It will be painful for a couple hours, but you will be so proud of yourself once it is done! A checking account is likely where your paycheck is automatically deposited and keep cash that you want easy access to—your spending money! Checking is often the first—and for some, only—account that people open. Some banks require a minimum balance or automatic monthly deposit.
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The Checking Account
Posted by Michael Timmermann Jan 27, Banking 6. I drew this picture to illustrate the four bank account system that I implemented during my mortgage payoff:. Old plan: 2 online accounts and 2 traditional accounts.
1. Checking Account
Not every type of bank account is created equal. Some may not require a minimum balance or charge fees—win! While others may penalize you if you take money out at the wrong time.
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